You must be at least 18 years of age to use the services. By using the services and by agreeing to this agreement you warrant and represent that you are at least 18 years of age. If you create an account on the services you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. We may, but have no obligation to, monitor and review new accounts before you may sign in and start using the services. But keep in mind that providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions. We may suspend, disable, or delete your account (or any part thereof) if we determine that you have violated any provision of this agreement or that your conduct or content would tend to damage our reputation and goodwill. If we delete your account for foregoing reasons, you may not re-register for our services. We may block your e-mail address and internet protocol address to prevent further registration.

Although the services may link to other resources (such as other banks, other enterprises, websites, mobile applications, etc.), we are not, directly or indirectly, implying any approval, association, sponsorship, endorsement, or affiliation with any linked resource, unless specifically stated herein. We are not responsible for examining or evaluating, and we do not warrant the offerings of, any businesses or individuals or the content of their resources. We do not assume any responsibility or liability for the actions, products, services, and content of any other third parties. You should carefully review the legal statements and other conditions of use of any resource which you access through a link on the services. Your linking to any other off-site resources is at your own risk.

We reserve the right to modify this agreement or its terms related to the services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page, post a notification within the services. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this agreement will be effective immediately upon the posting of the revised agreement unless otherwise specified, your continued use of the services after the effective date of the revised agreement (or such other act specified at that time) will constitute your consent to those changes.

You acknowledge that you have read this agreement and agree to all its terms and conditions. By accessing and using the services you agree to be bound by this agreement. If you do not agree to abide by the terms of this agreement, you are not authorized to access or use the services.